Services for Homeowners
We work with you to maintain and improve your home and manage the challenges of homeownership.
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Increase Your Home’s Energy Efficiency
Housing Resources provides free energy improvement services to qualifying households in collaboration with the Colorado Energy Office Weatherization Assistance Program. Improvements to your house will reduce energy usage, lower utility bills, and increase year-round comfort.
Who is Eligible?
Recipients of the following assistance programs are automatically eligible:
- Low-Income Energy Assistance Program (LEAP)
- Supplemental Nutrition Assistance Program (SNAP)
- Temporary Assistance for Needy Families (TANF)
- Aid to the Needy and Disable (AND)
- Supplemental Security Income (SSI)
- Renters can also qualify with agreement from their landlord.
- If you are not currently enrolled in any of these programs, you may still qualify based on household income.
What improvements are included?
Once approved for the program, a technician will visit your home to perform an energy audit. Based on the results of the audits, Housing Resources’ Weatherization team will complete appropriate improvements. You may even qualify for solar panels, a new furnace, and other improvements.
On average, weatherization improvements reduce a home’s air leakage by 35%!
We’ve saved enough energy to power approximately 631 cars for a year.
We installed enough attic insulation to cover nearly 9 football fields.
“I would like to thank the Housing Resources Weatherization Program and all of the Staff for the work and products they put into my home. I am 81 years old, live alone in a 1991 mobile home. I have a fixed income that barely covers my living expenses. The furnace, storm windows and insulation that were installed mean so much to me. The smaller things like shower heads, weather strips on doors and light bulbs are also ‘big items’ on my budget.”
Home Improvement Lending
Housing Resources offers affordable financing to income-qualifying homeowners to make essential home repairs and accessibility improvements. The program’s goal is to increase home safety and comfort while keeping loan payments affordable. Loan rates range from 0% to 3%, and Housing Resources customizes payments based on the homeowner’s ability to pay.
Essential repairs can improve health and safety. These include:
Increasing energy conservation
Repairing structural deficiencies including electrical, plumbing, and roofing
Repairing windows and foundation
Creating accessibility modifications such as ramps
“The Rehabilitation Program definitely helped us! We had a hole in the floor in the living room. We needed a water heater, gutters, insulation on both ends and our pipes were exposed. This was a blessing! Would have been a year or two to even finish. The kitchen and bathroom are repaired with an increased value in our home. Super Program! It’s more of a home now.”
Housing Counseling for Homeowners
Certified by the Department of Housing and Urban Development (HUD), our counselors provide education and coaching to homeowners. Counseling sessions are offered in-person and virtually for residents along 15 counties in the Western Slope.
Housing Counseling Fee Schedule
| Service | Cost (One-time fee) |
|---|---|
| Pre/post-purchase Counseling | $0 |
| Rental/Eviction Prevention Counseling | $0 |
| Foreclosure Prevention Counseling | $0 |
| Group Homebuyer Education | $0 |
| Online Homebuyer Education through eHome AMerica | $75 |
| Reverse Mortgage Counseling | $125 |
Post-Purchase & Foreclosure Counseling
Our housing counselors provide support long after your home purchase. Need a tune-up of your household budget? Have questions about home ownership? Worried about making your payments? Our housing counselors are available to answer your ownership questions.
Our HUD-certified housing counselors are experienced, trained professionals who can advise you on preventing foreclosure, buying a home, protecting your credit, and more.
Reverse Mortgage (HECM) Counseling
A reverse mortgage allows a homeowner age 62 and older to borrow money against the equity in their home. There are many things to consider when entering into a reverse mortgage. Our team can help you understand the process and offer support to help you avoid the pitfalls of a reverse mortgage.
Our counselors can provide the consumer information session required before you complete a reverse mortgage. All sessions are provided remotely and have a $125 one-time fee.