Services for Homebuyers
Ready to buy a home? Housing Resources is your one-stop shop for home purchase education and assistance.
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Pre-Purchase and Homebuyer Education
Before moving forward with a home purchase, learn more about the process and financing options. Housing Resources can support you throughout the homeownership process with purchase assistance, education opportunities, and more. Contact us today to work one-on-one with a counselor or register for a group class.
Home Buyer Education Class
Our HUD-certified class provides information about the home-buying process, from financial preparation and credit review to mortgage financing and closing. Participants receive a certificate of completion that is required for many purchase assistance programs.
Housing Counseling Fee Schedule
| Service | Cost (One-time fee) |
|---|---|
| Pre/post-purchase Counseling | $0 |
| Rental/Eviction Prevention Counseling | $0 |
| Foreclosure Prevention Counseling | $0 |
| Group Homebuyer Education | $0 |
| Online Homebuyer Education through eHome AMerica | $75 |
| Reverse Mortgage Counseling | $125 |
Purchase Assistance Loan
Our purchase assistance program provides a specialized loan to help lower the monthly payment on your mortgage and support the down payment and closing costs on a primary residence. Contact us to discover if you are eligible.
Loan Features
- 0% Interest
- No Monthly Payment
- Available for any primary residential home purchase, not just first-time homebuyers
- Repayment due at mortgage pay off, sale of house, or change in primary residence
“I kept on getting denied for mortgages, and I was just barely making it through with the down payment. With the down payment assistance program, I was able to buy my childhood home, which was awesome. I’m able to move forward with my life. Essentially, I’m able to start a family.”
Build Your Own Home with Sweat Equity
Our Self-Help Homeownership program helps people build their own home with construction and permanent financing, and construction supervision. Participants work alongside other families to complete a group of homes. Participants commit to performing 65% of the construction labor, which includes 30 hours per week of on-site work for an average of 12-18 months.
Sign up for pre-purchase counseling and increase your financial fitness to begin the qualification process.
“Instead of giving me ‘housing’, this program gave us a home….This was a life altering experience that I will never stop appreciating.”